If You Score Less Than 100% On This Quiz, You’ll Be Broke The Rest Of Your Life

Everyone loves to splurge like a king (or queen), but nobody wants to go broke. Do you love the finer things in life BUT are always spending with almost nothing in the bank account at the end of the month? If you are throwing away credit card bills because they are too scary to look at or finding it hard to wade through the useless junk you keep buying, you might want to re-consider your spending ways.

The following list of questions are going to cover everything from your habits, lifestyle to future goals, and give you an honest account of your money matters. This is a fun quiz, which will tell you if the alarm bells are ringing in your account already and you are headed to be broke af in the future.

Are you afraid you spend too much and save too little? Are you currently broke and fear that you will get worse in years to come? Do you think you won’t be able to manage your finances or ever get rich? Well, if you want to find out how your spending habits are going to impact your future and finances, you might want to take this quiz!

Question 1

Let’s begin with the basics – how old are you?

Age matters when it comes to numbers in your bank account! When you are young or at school, there is still more chances and opportunities to earn some extra bucks and save for the coming days. The older you get, the harder it is to save, and your chances to be broke increase!

Question 2

What did you study?

What you have studied or are currently studying also has a huge impact on how much money you make in the future. If you are stuck in a rut, not interested in your degree or still figuring out what to study and get some decent money rolling in, chances of going broke are high!

Question 3

What’s your current job?

“Am I making enough money that will keep me from going broke?”We will cover your lifestyle later, but your job is the most important thing in this regard! How much money you make and save depends on your work – what is it that you are doing these days and how’s it going?

Question 4

What do you do when you are short on cash?

There are always some days when there is nothing in the wallet and one urgently needs some cash to survive(read: survive with a pizza!) What to do in such a situation: if you are going broke in the middle of the month, what’s your strategy to get some extra cash rolling in?

Question 5

Where does most of your money go?

Let’s get to the spending habits now, shall we? As soon as you have the month’s paycheck, do you budget and put together some money aside for savings, or you spree too your heart’s content? Be as honest as you can, and try and recall how and where you are spending most of your money..

Question 6

If you got a bonus at work, your first reaction is…

What’s better than a paycheck? A bonus paycheck that takes you by surprise! If the unthinkable happens at work and your boss gives you a bonus, what is going to be your most likely reaction? How are you going to use this extra money in the middle of the month?

Question 7

Walking on the street, you find $100. What will you do with it?

So it’s your lucky day, you’re just walking on the road or taking the train, when you suddenly spot a $100 bill lying in front of you. There’s no one else nearby to claim it, and the popular saying goes like “finders keepers losers weepers.” What will you do with this cash?

Question 8

What do you like doing in your free time?

When not working or partying, what is it that you end up doing? On lazy Sundays or day offs, do you think about making more money and using it to travel, or do you just curl up on the sofa and relax? Free time can be valuable – how do you use it mostly?

Question 9

Choose a drink

Let’s do some simple questions, trying to judge your current lifestyle! In a bar or a club, or even on a casual night out, what is one drink you would most likely be ordering off the menu? Something that you actually order quite a few times, or even share with friends?

Question 10

Fix yourself some Friday night dinner

It’s Friday night and you’re in the mood for some comforting and yummy food. Do you stay in budget or splurge?Pick a dinner choice out of the following four options, something that you would actually have or are used to ordering when dreaming of some hearty and yum dinner.

Question 11

Pick a place for a first date

You got a date and you want to impress and nail it the very first time! What better way to impress your special someone other than some food? How will you be spending your first date, and where will you potentially be going if you have to decide the spot to meet and talk?

Question 12

What will you wear on a first date?

Before you head out to the date though, it’s time to tackle that ultimate wardrobe emergency! Do you feel like you have absolutely nothing to wear, or want to go with your signature casual look that is totally comfortable and totally you? Pick an honest option out of the following!

Question 13

Choose a gift for a special someone!

How much do you like giving gifts and presents? If you want to send a special someone a little special surprise, what would you pick? Would you spend time thinking and make something customized, or just head to the mall and get them something you think they would like?

Question 14

It’s the weekend and you are headed out to shop! Choose a store:

What’s your weekend getaway? Are you attracted to hip and trendy malls, love to party or meet friends for drinks, or just relax at home with some Netflix? Weekends are when people spend most of their money – your spending habits on these days can determine how broke or rich you’ll be!

Question 15

Pick a vacation spot

They say that a dream vacation will definitely leave you broke, but can you blame the desire to relax and have some fun every now and then? I believe everyone should head out for a holiday at least once a year. If you had to pick one vacation spot out of the following, which one would you choose?

Question 16

What word best describes you

Yes, there can be a million words and catchphrases that describe your personality, but say, if you had to pick one out of the following four, which one would you say is the most obvious option? You can also pick something that your friends say best describes you as a person!

Question 17

What’s the most important thing in life?

Here’s a serious question – choose the one thing that you believe holds the most importance in your life. Be honest, and choose the one thing that you prioritize the most amongst others and won’t be willing to compromise on? Which one is the most important to you out of the following?

Question 18

When moving to a new place, you’ll go for:

The first sign of growing up and coming of age is when you start looking for a place of your own! It’s a great feeling, moving out and living off independently, but it comes with a ton of responsibilities too. First things first, what would your go-to ideal accommodation be?

Question 19

When buying furniture for that place, you’ll head to

It’s shopping for your home time! Do you order stuff off the internet, or are just not into shopping for your room at all? Considering you are moving into a new place, how are you going to furnish it? Are you getting the place revamped, or just leave it as is?

Question 20

You need a commute to work or school – what will you go for?

Choosing a ride is perhaps the hardest decision of one’s life. You may be inching towards a powerful machine, but the price tag may push you towards a more economical option. How would you make the call if you had to choose the commute or pick a car for yourself?

Question 21

What’s your long-term goal in life?

Having goals and passions are really important if you want to get somewhere in life. While a decent job and two kids might not be everyone’s cup of key, it is important to have an idea of what drives you and what you want to achieve. What’s your mantra of living life?

Question 22

When you go shopping, your instinct is...

Even if you are not a spendaholic, some basic shopping has to be done on a regular basis. Heading to a supermarket is definitely a struggle, there are too many distractions that can pull you to broke land. When you are out shopping, what’s your usual mantra to ace the trip?

Question 23

What do you eat every day?

Is good food one of your many weaknesses or can you go days without a takeout or dinner date? Food is one of the key items that hoard up your budget, and if you spend too much on dinners and fancy ingredients, there is a chance you may go broke. What do you prefer?

Question 24

Choose a celeb you look up to

Everyone has an idol – who is yours? Do you look up to self-made individuals who worked their ass off to success, or prefer people who used their wit and intelligence to their advantage? While the following might not be exactly like the ideals you follow, which one would you pick anyway?

Question 25

When heading out, how do you dress?

Last question, a very basic one! How long does it take you to dress up and get ready before you leave home? When you are heading out to work or school and look into the mirror, what do you see? Choose your dressing style out of the following options and we are done!

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